The best critical illness cover you had brought has stood with you through the difficulties you faced in the recent past. You make a claim and the payout has been transferred to your account. How do you now plan to use the money? Would you think about buying some goodies for your family or splurge the money on something totally unnecessary? Most people who make a claim and receive payouts believe they deserve something for themselves as a gift for undergoing all the trouble. However this is wrong thinking and should be changed immediately.

The money received as a payout from the best critical illness cover will remain with you for a very short period if you stick to the thinking mentioned above. The doctors who treated you may have said you are in a better condition now. However the fact remains that you will never recover fully from such illnesses fully. You will only be in a better condition throughout your life. Under the circumstances, would it not be a better idea for you to pay off any medical bills accrued immediately or even pay off part of any mortgage you may have if you are left with additional cash at your disposal.

Your investment in the best critical illness cover stood by you at a time when it was most needed. The insurance company also paid out whatever was due without any hassles. However the onus is now upon you to ensure neither you nor your family ever have to go through the stress all over again by using the money in a way, which will leave you out of debts.

The payout received is sure to leave something extra in your account. Use it diligently for purposes it is absolutely necessary and not frivolous items, which will not be of any use to you.

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